If you are a Target shopper, you have to have a Target REDcard. Seriously, I LOVE mine! You get 5% off your purchases at Target (every single day), you get Free Shipping at Target.com and more. Those are my absolute favorite benefits, but you also get an extra 30 days for returns and up to 1% of your purchases go to your favorite school!
Particularly during the holiday season, free shipping at Target is a HUGE bonus. Grab your card and start saving!